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Oolka AI: Credit Score & Loans

Oolka 帮助印度用户查询 Experian 信用评分

关于这款应用

Oolka is a personal finance application designed for the Indian market that enables users to check their Experian credit score for free. The app provides weekly tracking, history analysis, and plain-English insights into factors affecting the score, such as payment history and credit utilization. Beyond monitoring, Oolka functions as an active credit manager by offering smart EMI reminders, UPI autopay tracking, and direct EMI payments via the Bharat Bill Payment System (BBPS). It also assists users in identifying and disputing errors on their credit reports by drafting emails and following up with banks. The platform includes an AI assistant named Dhruva for 24/7 queries and offers rewards for timely payments. Data is encrypted in transit, and the service contains no ads or spam.

产品亮点

Free Experian credit score checks with weekly tracking and historical data.
AI-powered 'Dhruva' assistant provides 24/7 explanations of credit report factors.
Direct EMI payments via BBPS and smart reminders to prevent late fees.

更新日志

版本 2.6.63

Bug fixes and performance improvements.

2026年10月28日 · Apple App Store · iOS · 查看来源

版本 2.6.57

Bug fixes and performance improvements.

2026年10月17日 · Apple App Store · iOS · 查看来源

版本 2.6.56

Minor bug fixes

2026年10月15日 · Apple App Store · iOS · 查看来源

版本 2.6.54

minor bug fixes

2026年10月14日 · Apple App Store · iOS · 查看来源

版本 2.6.47

Minor bug fixes

2026年10月7日 · Apple App Store · iOS · 查看来源

AppRank 评分

基于该应用各平台可用官方评分的平均值。

★ 4.8116.6K 条评分
跨平台平均值

评价

neil kay ★ 5.0

New Member

I have joined this month with Oolka, so far so good. Thanks!
来自 iOS · 2026年11月1日 · 查看来源
Vj 87 ★ 5.0

Vijay

Super very useful thank you Oolka
来自 iOS · 2026年11月1日 · 查看来源
sailaja hari ★ 5.0

AI helped me find a fake loan

Dhruva helped me report a fake loan I never knew was showing up in my report and it was removed with…
来自 iOS · 2026年11月1日 · 查看来源
akc1482 ★ 5.0

Loans support

Best support for fraud loans
来自 iOS · 2026年11月1日 · 查看来源
Butcherloveshomlander ★ 2.0

Asking for Email access

Why you require complete access to email. You will be able to access OTP and other personal informat…
来自 iOS · 2026年11月1日 · 查看来源
Altamash Qureshi ★ 1.0
App just to pull out money as a fee..of no use in the beginning it will charge you a ransom fee of 1…
来自 Android · 2026年10月24日 · 查看来源
Jinto Thomas ★ 1.0
Very disappointing experience. The app uses Experian to provide the credit score, but the report cur…
来自 Android · 2026年10月24日 · 查看来源
Fozil Yazdi ★ 4.0
It is an good experience with Oolka. To be honest, I was under the impression that its the AI who is…
来自 Android · 2026年10月24日 · 查看来源
Jerinjos ★ 1.0

Disappointing app - No Cibil score

Very disappointing app. Oolka only shows Experian reports, not CIBIL scores, which are widely used b…
来自 iOS · 2026年10月18日 · 查看来源
Paul Parshob ★ 5.0

Good ways

Activated
来自 iOS · 2026年10月18日 · 查看来源

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