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Oolka AI: Credit Score & Loans

Oolka ayuda a los usuarios i

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Oolka is a personal finance application designed for the Indian market that enables users to check their Experian credit score for free. The app provides weekly tracking, history analysis, and plain-English insights into factors affecting the score, such as payment history and credit utilization. Beyond monitoring, Oolka functions as an active credit manager by offering smart EMI reminders, UPI autopay tracking, and direct EMI payments via the Bharat Bill Payment System (BBPS). It also assists users in identifying and disputing errors on their credit reports by drafting emails and following up with banks. The platform includes an AI assistant named Dhruva for 24/7 queries and offers rewards for timely payments. Data is encrypted in transit, and the service contains no ads or spam.

Aspectos destacados

Free Experian credit score checks with weekly tracking and historical data.
AI-powered 'Dhruva' assistant provides 24/7 explanations of credit report factors.
Direct EMI payments via BBPS and smart reminders to prevent late fees.

Actualizaciones de versión

Versión 2.6.63

Bug fixes and performance improvements.

28/10/2026 · Apple App Store · iOS · Ver fuente

Versión 2.6.57

Bug fixes and performance improvements.

17/10/2026 · Apple App Store · iOS · Ver fuente

Versión 2.6.56

Minor bug fixes

15/10/2026 · Apple App Store · iOS · Ver fuente

Versión 2.6.54

minor bug fixes

14/10/2026 · Apple App Store · iOS · Ver fuente

Versión 2.6.47

Minor bug fixes

7/10/2026 · Apple App Store · iOS · Ver fuente

Puntuación AppRank

El promedio de las valoraciones verificadas disponibles en las plataformas de esta app.

★ 4.8116.6K valoraciones
Promedio entre plataformas

Reseñas

neil kay ★ 5.0

New Member

I have joined this month with Oolka, so far so good. Thanks!
De iOS · 1/11/2026 · Ver fuente
Vj 87 ★ 5.0

Vijay

Super very useful thank you Oolka
De iOS · 1/11/2026 · Ver fuente
sailaja hari ★ 5.0

AI helped me find a fake loan

Dhruva helped me report a fake loan I never knew was showing up in my report and it was removed with…
De iOS · 1/11/2026 · Ver fuente
akc1482 ★ 5.0

Loans support

Best support for fraud loans
De iOS · 1/11/2026 · Ver fuente
Butcherloveshomlander ★ 2.0

Asking for Email access

Why you require complete access to email. You will be able to access OTP and other personal informat…
De iOS · 1/11/2026 · Ver fuente
Altamash Qureshi ★ 1.0
App just to pull out money as a fee..of no use in the beginning it will charge you a ransom fee of 1…
De Android · 24/10/2026 · Ver fuente
Jinto Thomas ★ 1.0
Very disappointing experience. The app uses Experian to provide the credit score, but the report cur…
De Android · 24/10/2026 · Ver fuente
Fozil Yazdi ★ 4.0
It is an good experience with Oolka. To be honest, I was under the impression that its the AI who is…
De Android · 24/10/2026 · Ver fuente
Jerinjos ★ 1.0

Disappointing app - No Cibil score

Very disappointing app. Oolka only shows Experian reports, not CIBIL scores, which are widely used b…
De iOS · 18/10/2026 · Ver fuente
Paul Parshob ★ 5.0

Good ways

Activated
De iOS · 18/10/2026 · Ver fuente

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