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Oolka AI: Credit Score & Loans

Oolka 帮助印度用户查询 Experian 信用评分

关于这款应用

Oolka is a personal finance application designed for the Indian market that enables users to check their Experian credit score for free. The app provides weekly tracking, history analysis, and plain-English insights into factors affecting the score, such as payment history and credit utilization. Beyond monitoring, Oolka functions as an active credit manager by offering smart EMI reminders, UPI autopay tracking, and direct EMI payments via the Bharat Bill Payment System (BBPS). It also assists users in identifying and disputing errors on their credit reports by drafting emails and following up with banks. The platform includes an AI assistant named Dhruva for 24/7 queries and offers rewards for timely payments. Data is encrypted in transit, and the service contains no ads or spam.

产品亮点

Free Experian credit score checks with weekly tracking and historical data.
AI-powered 'Dhruva' assistant provides 24/7 explanations of credit report factors.
Direct EMI payments via BBPS and smart reminders to prevent late fees.

更新日志

版本 2.6.63

Bug fixes and performance improvements.

2026年10月28日 · Apple App Store · iOS · 查看来源

版本 2.6.57

Bug fixes and performance improvements.

2026年10月17日 · Apple App Store · iOS · 查看来源

版本 2.6.56

Minor bug fixes

2026年10月15日 · Apple App Store · iOS · 查看来源

版本 2.6.54

minor bug fixes

2026年10月14日 · Apple App Store · iOS · 查看来源

版本 2.6.47

Minor bug fixes

2026年10月7日 · Apple App Store · iOS · 查看来源

AppRank 评分

基于该应用各平台可用官方评分的平均值。

★ 4.8116.6K 条评分
跨平台平均值

评价

A sareen ★ 5.0

Awesome app

Awesome App . Can never experience before such assistance.
来自 iOS · 2026年10月17日 · 查看来源
Prasad_8363 ★ 1.0

Misleading App – Be Careful Before Using

I downloaded this app just to check my CIBIL score, but it asked for access to my Gmail, including p…
来自 iOS · 2026年10月17日 · 查看来源
Aj_1072 ★ 5.0

Helped me manage my credit score

Their Dhruva assistant is amazing and it guides me every time when I face any problem
来自 iOS · 2026年10月14日 · 查看来源
Name taken taken ★ 5.0

Found loans I never took and an autopay I'd forgotten

I installed Oolka to work on my credit score, but the most useful thing turned out to be what it sho…
来自 iOS · 2026年10月14日 · 查看来源
thecurioussoul ★ 5.0

Finally on iOS!

I’ve been hearing great stuff about this app from friends, and I can finally use it - It really help…
来自 iOS · 2026年10月14日 · 查看来源
sulk_ ★ 4.0

Genuinely helpful

Their AI does really good job of helping with all sorts of financial queries. Allows to perform acti…
来自 iOS · 2026年10月14日 · 查看来源
ankitkesar ★ 5.0

Super helpful and easy to use

I explained Dhruva my situation and it helped me improve credit score step wise step.
来自 iOS · 2026年10月14日 · 查看来源
Dhananjay Katkar ★ 5.0

Dhanyawaad Dhruva

Dhruva helped me close a credit card which was showing active on my credit report. It helped improve…
来自 iOS · 2026年10月14日 · 查看来源
kumartanmay ★ 5.0

Truly a personal finance manager

From helping me improve my credit score to saving unwanted bank changers, Dhruva helped me close cre…
来自 iOS · 2026年10月14日 · 查看来源
Effortless tracking ★ 5.0

Dhruva ke sath score 80 points badh gaya

Maine last 15 din me 2 account close kare hain. Aur ek account ke liye penalty maaf karane me dhruva…
来自 iOS · 2026年10月14日 · 查看来源

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