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Oolka AI: Credit Score & Loans

Oolka भारतीय उपयोगकर्ताओं को

इस ऐप के बारे में

Oolka is a personal finance application designed for the Indian market that enables users to check their Experian credit score for free. The app provides weekly tracking, history analysis, and plain-English insights into factors affecting the score, such as payment history and credit utilization. Beyond monitoring, Oolka functions as an active credit manager by offering smart EMI reminders, UPI autopay tracking, and direct EMI payments via the Bharat Bill Payment System (BBPS). It also assists users in identifying and disputing errors on their credit reports by drafting emails and following up with banks. The platform includes an AI assistant named Dhruva for 24/7 queries and offers rewards for timely payments. Data is encrypted in transit, and the service contains no ads or spam.

मुख्य विशेषताएं

Free Experian credit score checks with weekly tracking and historical data.
AI-powered 'Dhruva' assistant provides 24/7 explanations of credit report factors.
Direct EMI payments via BBPS and smart reminders to prevent late fees.

वर्ज़न अपडेट

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समीक्षाएं

sailaja hari ★ 5.0

AI helped me find a fake loan

Dhruva helped me report a fake loan I never knew was showing up in my report and it was removed with…
से iOS · 01/11/2026 · स्रोत देखें
Butcherloveshomlander ★ 2.0

Asking for Email access

Why you require complete access to email. You will be able to access OTP and other personal informat…
से iOS · 01/11/2026 · स्रोत देखें
Altamash Qureshi ★ 1.0
App just to pull out money as a fee..of no use in the beginning it will charge you a ransom fee of 1…
से Android · 24/10/2026 · स्रोत देखें
Jinto Thomas ★ 1.0
Very disappointing experience. The app uses Experian to provide the credit score, but the report cur…
से Android · 24/10/2026 · स्रोत देखें
Fozil Yazdi ★ 4.0
It is an good experience with Oolka. To be honest, I was under the impression that its the AI who is…
से Android · 24/10/2026 · स्रोत देखें
Jerinjos ★ 1.0

Disappointing app - No Cibil score

Very disappointing app. Oolka only shows Experian reports, not CIBIL scores, which are widely used b…
से iOS · 18/10/2026 · स्रोत देखें

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