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Oolka AI: Credit Score & Loans

Oolka भारतीय उपयोगकर्ताओं को

इस ऐप के बारे में

Oolka is a personal finance application designed for the Indian market that enables users to check their Experian credit score for free. The app provides weekly tracking, history analysis, and plain-English insights into factors affecting the score, such as payment history and credit utilization. Beyond monitoring, Oolka functions as an active credit manager by offering smart EMI reminders, UPI autopay tracking, and direct EMI payments via the Bharat Bill Payment System (BBPS). It also assists users in identifying and disputing errors on their credit reports by drafting emails and following up with banks. The platform includes an AI assistant named Dhruva for 24/7 queries and offers rewards for timely payments. Data is encrypted in transit, and the service contains no ads or spam.

मुख्य विशेषताएं

Free Experian credit score checks with weekly tracking and historical data.
AI-powered 'Dhruva' assistant provides 24/7 explanations of credit report factors.
Direct EMI payments via BBPS and smart reminders to prevent late fees.

वर्ज़न अपडेट

AppRank स्कोर

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समीक्षाएं

Prasad_8363 ★ 1.0

Misleading App – Be Careful Before Using

I downloaded this app just to check my CIBIL score, but it asked for access to my Gmail, including p…
से iOS · 17/10/2026 · स्रोत देखें
Aj_1072 ★ 5.0

Helped me manage my credit score

Their Dhruva assistant is amazing and it guides me every time when I face any problem
से iOS · 14/10/2026 · स्रोत देखें
Name taken taken ★ 5.0

Found loans I never took and an autopay I'd forgotten

I installed Oolka to work on my credit score, but the most useful thing turned out to be what it sho…
से iOS · 14/10/2026 · स्रोत देखें
thecurioussoul ★ 5.0

Finally on iOS!

I’ve been hearing great stuff about this app from friends, and I can finally use it - It really help…
से iOS · 14/10/2026 · स्रोत देखें
sulk_ ★ 4.0

Genuinely helpful

Their AI does really good job of helping with all sorts of financial queries. Allows to perform acti…
से iOS · 14/10/2026 · स्रोत देखें
ankitkesar ★ 5.0

Super helpful and easy to use

I explained Dhruva my situation and it helped me improve credit score step wise step.
से iOS · 14/10/2026 · स्रोत देखें
Dhananjay Katkar ★ 5.0

Dhanyawaad Dhruva

Dhruva helped me close a credit card which was showing active on my credit report. It helped improve…
से iOS · 14/10/2026 · स्रोत देखें
kumartanmay ★ 5.0

Truly a personal finance manager

From helping me improve my credit score to saving unwanted bank changers, Dhruva helped me close cre…
से iOS · 14/10/2026 · स्रोत देखें
Effortless tracking ★ 5.0

Dhruva ke sath score 80 points badh gaya

Maine last 15 din me 2 account close kare hain. Aur ek account ke liye penalty maaf karane me dhruva…
से iOS · 14/10/2026 · स्रोत देखें

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