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Alipay, developed by Alipay (Hangzhou) Technology Co., Ltd., operates as a leading digital payment open platform and a hub for service industry digitalization. It serves over one billion users globally, providing convenient and secure digital payment solutions for both consumers and merchants. The app also offers an ecosystem of over 1,000 life services, including government affairs, QR code ordering, and utility bill payments, facilitated by merchant and institutional partners. While recently marketed as an ‘AI Life Partner’ featuring the AI assistant ‘Ant Abao’, its core function remains financial transaction processing and daily life management rather than being an AI-native application.