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About this app

<p>Changing finance, changing everyday lifeA fully licensed bank, KakaoBank■ Korea's leading internet bank• Handle all your banking on mobile 24/7, with no branch visit• Send money to KakaoTalk friends without knowing their account numbers■ Instant benefits you can see• Competitive interest rates for everyone, with no complex conditions• Complete daily missions in the Benefits tab for cashback■ An account to share and manage together• Invite KakaoTalk friends to your group account• Share balances and transactions with members in real time■ A 26-week challenge starting from just KRW 1,000• Reach your goal before you know it with Kakao Friends cheering you on!■ A debit card that rewards your spending• Cashback on every purchase, for everyone• A group account debit card that adds fun with random cashback■ Fast and easy mortgage loans via chatbot• Apply for home purchase, jeonse, rent deposit, and refinancing loans• Instantly check rates and limits tailored to your loan profile• Submit on mobile with no loan documents to prepare■ A simple start to investing• Compare and open brokerage accounts in one place• Start investing with small amounts• Save and invest in US dollars with zero exchange fees■ Overseas remittances with exceptionally low fees• Send and receive international transfers anytime, 24/7• Transfer to over 200 countries via bank accounts or Western Union (WU)• Designate or extend your primary foreign exchange bank on mobile■ KakaoBank mini, starting from age 7• Manage your child's allowance with ease• A single card for both payments and Tmoney top-ups■ Easy and convenient banking for sole proprietors• Easy business account opening and various business loans• Business-exclusive cards with only the benefits you need• Tax filing, credit checks, and other business essentials■ Easy and convenient banking for foreigners, even if Korean is unfamiliar• Open an account and get a card with your Alien Registration Card• Use a variety of services for your financial life in Korea• AI translation in English, Chinese, and Vietnamese, plus live English support■ Zero transfer and ATM fees• No fees for transfers to other banks or automated transfers• No deposit, withdrawal, or transfer fees at any domestic ATM (bank ATMs and partner Value-Added Network (VAN) devices)* ATM and cash dispenser fees for deposit, withdrawal, and transfer are subject to change based on future policies. If policies change, we will notify you 1 month in advance via the KakaoBank app and website.■ Customer Center Operating Hours• Deposits and Savings, Loans, Cards, and App Inquiries: 1599-3333 (Weekdays 09:00–18:00)• Foreign Exchange, Funds Inquiries: 1599-3333 (Weekdays 09:00–18:00)• Jeonse and Monthly Rent Deposit(Registered Customer) Loans Inquiries: 1599-8787 (Weekdays & Saturday 09:00–18:00)• Incident Reporting: 1599-8888 (24/7)■ Chatbot Operating Hours• KakaoTalk Channel "KakaoBank Customer Center" (24/7)• Chatbot and live agent chat support available■ KakaoBank App Access Permissions and Purposes• Phone (Required): Customer service connection, identity verification, device authentication, USIM number verification, transit card (Tmoney) top-up and balance inquiry• Installed Apps (Required): Prevention of fraud in electronic financial transactions• Camera (Required): ID and document capture, video calls, profile photo registration, photo transfers• Location (Optional): Prevention of fraudulent account opening and detection of fraudulent transactions• Storage (Optional): Saving transfer, remittance, and withdrawal confirmations and card receipts• Physical Activity (Optional): Step tracking for the Walk Daily and Get Rewards feature• Bluetooth (Nearby Devices) (Optional): Identifying and connecting to nearby devices for the Meet Jordy and Get Rewards feature* You can use the service even if you do not agree to the optional access permissions.</p>