i-ONE Bank - 개인고객용

About this app

<p>Start easily, and complete your finances in your own way.i-ONE Bank, your first financial app, reflects your lifestyle and values.(IBK Customer Center 1588-2588, Consultation Hours: Weekdays 9:00 AM - 6:00 PM)■ My first financial app, even without an account• Sign up for membership and use the app without opening an account• Explore i-ONE Bank services without logging in• Easy-to-use features for checking, transferring, and signing up for products make it easy for even financial novices to get started■ Easy to use with simple authentication methods• Log in easily with a pattern, fingerprint, or face, without the need for complex joint certificates• Easily transfer money, sign up for products, and complete all banking transactions with a six-digit authentication password and biometric information■ A home screen tailored to your needs• Organized into five themes: Assets, Products, Banking, Benefits, and Stocks• Check your main account balance and transfer money all at once from the home screen• A welcome screen tailored to your individual financial lifestyle Message Service• Personalized home page, personalized menus for your most frequently used apps• Customized product and service recommendations■ New stock menu, from investment information to opening a securities account• (Stock Home) Quick stock price updates by topic• (Expert Stock Picks) Information on stocks selected by experts• (IBK Investment Magazine) Financial tips and useful investment information■ UI Improvements for Customer Usability• Stylish dark mode UI reduces eye strain and improves usability• Easy banking for users with limited app experience• i-ONE Bank provides a UX optimized for financial services based on consistent guidance■ More Convenient and Faster Transfers• (TokTok Transfer) Shake your phone and tap to send money to a designated account anytime, anywhere• (Multiple Transfers) Quickly and easily send money to multiple people at once• (Photo Transfer) Send money by taking a photo without having to enter an account number• (Favorites) Save and manage frequently used deposit accounts by group■ i-ONE Guard, the bank's first integrated security platformAll of i-ONE Bank's security services at a glance! Integrated Management• (i-ONE Antivirus) Automatically blocks security threats in real time, including device threats, remote control, app OS forgery, and behavioral threats, ensuring a safe i-ONE Bank experience.• (My Smartphone Diagnosis) Directly checks potential smartphone risks, including threat app detection, phishing text (SNS) detection, phone manipulation detection, and malicious URL/QR detection.• (i-ONE Guard) Proactively manages non-face-to-face financial transaction methods and formats, including e-finance login and usage management, ID theft management, and safe blocking of credit transactions and non-face-to-face account opening.■ MyData-based Asset Management Service• (My Assets) Integrated access to financial information scattered across various financial institutions.• (My Expenditures) Expenditure analysis, target budget/fixed expense management, necessary expenses/cash flow management, and consumption patterns/card performance management.• (My Reports) Comprehensive analysis reports on net worth, asset distribution, investment returns, and debt status.• (Credit Management) Credit score inquiry, detailed change history, customized credit guide, and credit score. Uploadㅤ• (Real Estate) Real estate market/actual transaction price information, subscription consulting, pre-sale information, real estate calculatorㅤ• (Asset accumulation) Investment tendency analysis, portfolio recommendation/subscription, no-use challenge product subscription■ Product mall that knows meㅤ• Customized product recommendations for each customer through big data analysisㅤ• Big data reports analyzing customers with similar financial tendencies■ Customized service clubs/lounges by generation/occupationㅤ• Products and services tailored to each customer through generational clubsㅤ• (Military personnel) Customized military life services, from pre-enlistment preparation to vacation and post-discharge preparationㅤ• (Children) Childcare services for expectant mothers preparing for childbirth and raising childrenㅤ• (Office workers) Customized product recommendations, benefits, and convenient services for office workers■ Public+ for diverse public service supportㅤ• Integrated public services across sectors, including government benefits, document issuance, travel, and automobiles■ Rich and unique servicesㅤ• In addition to finance, group buying, games, gifting, and more Providing unique, life-focused services■ AI assistant chatbot at your side• Applying trendy styles to enhance customer intimacy and convenience• (Curation) Recommending customer-specific information using keywords• (Financial Transactions) Instantly resolve major banking transactions in the chat window• (Menu Search) Simply say a desired menu item to jump directly to it■ App Permission Information- Phone (Required): Your phone number is used for user authentication, including verifying your mobile phone information and membership.- Address Book (Optional): Used to import contact information for transfers and SMS messages after transfers.- Camera (Optional): Used to take photos of your ID and documents, capture QR codes for copying joint certificates, capture Zero Pay QR codes, capture Giro forms, and capture profile photos.- Storage (Optional): Used to save and retrieve certificates, store bankbook copies, enable visible ARS, configure profile settings, and save temporary photos when taking ID photos.- Notifications (Optional): Used to send push notifications, such as financial information and events. - Location (optional): We use location information for services such as setting your electronic financial location.- Microphone (optional): We use this information for voice searches in chatbots and integrated search, and when requesting IBK Digital Identity Verification.※ We request minimum access permissions to ensure a smooth app experience for IBK Industrial Bank customers.※ You can still use the service without consenting to optional access permissions, but some features may be restricted.※ How to change access permissions (setting methods may vary by manufacturer)■ Phone Settings > Applications > IBK Industrial Bank > Permissions</p>